Privacy Policy

1. Introduction

We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our payment processing service. Please read this policy carefully to understand our practices regarding your data.

2. Information We Collect

We collect information that you provide directly to us and information that is automatically collected when you use our service:

3. How We Use Your Information

We use the information we collect to:

• Process and complete your payment transactions
• Prevent fraud and ensure security
• Comply with legal obligations and regulatory requirements
• Improve our payment service and user experience
• Respond to your inquiries and provide customer support

4. Information Sharing and Disclosure

We do not sell your personal information. We may share your information only in the following circumstances:

• Payment Processors: We share payment information with Swipelux to process your transactions
• Merchants: Transaction details are shared with the merchant from whom you are making a purchase
• Legal Requirements: We may disclose information if required by law or to protect our rights
• Service Providers: We may share information with trusted service providers who assist in operating our service

5. Data Security

We implement industry-standard security measures to protect your information, including:

• SSL/TLS encryption for all data transmission
• PCI-DSS compliant payment processing
• Secure storage practices
• Regular security assessments and updates

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Data Retention

We retain your information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Transaction records may be retained for accounting and legal purposes as required by law.

7. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access your personal information
• The right to correct inaccurate information
• The right to request deletion of your information
• The right to object to processing of your information
• The right to data portability

To exercise these rights, please contact us through our support channels.

8. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to enhance your experience, analyze usage patterns, and improve our service. You can control cookie preferences through your browser settings, though this may affect certain functionality of the payment service.

9. Third-Party Services

Our payment service integrates with third-party services, including Swipelux for payment processing. These services have their own privacy policies, and we encourage you to review them. We are not responsible for the privacy practices of third-party services.

10. Children's Privacy

Our payment service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of the service after changes are posted constitutes your acceptance of the updated policy.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us through our support channels. We will respond to your inquiry as soon as possible.